Is a ₹1 crore salary enough to live comfortably in Mumbai? US IT professional asks online; reddit responds
A US-based IT professional who goes by the username “Senorahlan” has sparked an online debate by asking, “Is a ₹1 crore salary enough to live comfortably in Mumbai?” He actually wanted to know if Mumbai was good for foreigners and if that kind of money was enough to survive in the city.
“Senorahlan” is a single Mexican-American male with a background in cybersecurity. He completed his Bachelor of Science in Cybersecurity from Western Governors University (WGU) in January 2023, finishing with a 3.0 GPA. With 10 years of IT experience in the defense sector, including three years as a direct project lead, he recently received a job offer in central Mumbai with an annual salary of ₹1 crore (approximately $130,000).
In his Reddit post, he detailed his financial situation: he has about $400,000 (₹3.3 crore) in savings from selling his home and receives a monthly pension of $4,000 (₹3.3 lakh). Given these resources, he sought advice from the Reddit community on what kind of lifestyle he could expect in Mumbai and whether it was even ok for him to make this transition.
The Reddit Responds
The post quickly went viral, drawing a wide range of responses from the Reddit community. The reactions were mixed, reflecting both the opportunities and challenges of living in Mumbai.
Responses in Favor of Relocation to Mumbai
Many users responded positively, encouraging Senorahlan to relocate as it was easy to live in Mumbai on a salary of Rs. 1 crore per annum. They said, he could easily rent a 2 BHK apartment in Central Mumbai, a premium district with many amenities and good connectivity. Another user highlighted the city’s vibrant culture and numerous opportunities for entertainment, depending on his interests.
Those Who Were Skeptical
However, not everyone had an opinion in favor of relocating to Mumbai from the US and highlighted the downsides of living in Mumbai. One user, “vikram2077,” advised against the move, citing the city’s notorious issues such as poor infrastructure, overcrowded public transport, pollution, small living spaces, and bureaucratic challenges, all of which could negatively impact his quality of life.
Location-Specific Evaluation
Another user, “neeravparekh,” suggested that more specific advice could be given if “Senorahlan” provided details about the exact location of his office. The user recommended areas like Hiranandani Gardens in Powai, a well-regarded residential township, as a potential place to live if his job is located nearby.
Click here to read the original conversation
Final Verdict
The Reddit discussion focused on the complexities of moving to a new city, particularly one as dynamic and challenging as Mumbai. While a ₹1 crore salary might seem enough, the city’s high cost of living and daily challenges could make the transition difficult for someone accustomed to life in the United States.
Ultimately, the decision to move will depend on “Senorahlan’s” personal priorities and expectations. For those considering a similar move, it’s crucial to weigh the financial benefits against the lifestyle changes and challenges that come with living in a bustling metropolis like Mumbai.
